Terms of Use – ABN & Associates

Introduction

Welcome to ABN & Associates. We’re glad you found us. The following Terms of Use govern your access to and use of the ABN & Associates website (https://abnandassociates.com/) and all related content, features, and products and services offered by our legal team, writers, researchers, and associates (the “Site”). By accessing the Site or any of its content, products, services, or features, you accept and agree to be bound by these terms and conditions (“Terms”). These Terms are set forth here to establish your rights and protect both you and us from abuses of the Site and provide a framework for an overall healthy, safe, informative experience. If you do not agree to be bound by these Terms, immediately discontinue use of the Site.

Any questions or concerns should be directed to [email protected]

Acceptance of Terms

By accessing, browsing and/or otherwise using ABN & Associates’ website, you acknowledge that you have read, understood and agree to be legally bound by these Terms of Use and our Privacy Policy. These Terms of Use are applicable to all: (a) users of the website; (b) any person who browses the website and/or accesses and uses the website, in any manner, including without limitation an individual, legal professional or business entity and any member(s) of the general public. If use of this site is on behalf of an organization, i.e., a company or a government agency, then you represent and warrant that you have the authority to bind that organization to these Terms of Use.

Modifications to Terms

ABN & Associates reserves the right to make changes, updates, or redirects regarding these Terms of Use, at any time and without notice. Changes will take effect immediately upon their posting onto this website. Users are encouraged to visit this page periodically to review any and all changes. Continuing use of the website will be considered acceptance of revisions.

Website Content and Intellectual Property

All of the content published on the ABN & Associates website, including articles, guides, newsletters, graphics, logos and any proprietary material is the sole property of ABN & Associates unless otherwise noted or referenced. The content of this website is Copyright protected under United States and International copyright, trademark, and/or other intellectual property protection laws. Users are granted a limited, non-exclusive, nontransferable license to access and use the website for personal, non-commercial uses only; provided that all copyright and proprietary notices remain undisturbed. Reproduction, distribution, modification and/or republication of any such material in whole or in part without our expressed written permission is strictly prohibited.

Permitted Use of the Website

ABN & Associates authorizes a visitor to this site to view, print, download, and/or save information contained in this website for the visitor’s own lawful personal use and in accordance with these Terms of Use. The uses authorized herein include, but are not limited to: viewing articles; downloading guides for personal use; subscribing to our newsletter service; and sharing articles and information via a social network while properly attributing ABN & Associates as the owner of the content. Any other use of the website for an improper or unlawful purpose or in a manner that damages, disables, overburdens, or impairs the website or otherwise disrupts the use of the website of any user is prohibited.

Prohibited Activities

Attempt to gain access to the Site or Services, user accounts or computer systems connected to the Site or Services, through hacking, password mining or any other means;
Use spiders, bots and other automated programs, scripts, code or web crawlers to collect information from the Site or Services;
Upload viruses, worms, spyware, adware or other code that may damage the Site or Services or the operation of any person’s computer or mobile device;
Harass, abuse or intimidate another user of the Site or Services, employee of ABN & Associates, LLC, and/or any other party by threatening or by harming another person;
Impersonate a person or entity, falsely state or otherwise misrepresent your affiliation or the affiliation of any person or entity;
Post, distribute or transmit to other users of the Site or Services content that infringes upon the intellectual property rights or privacy rights of others.

User Accounts and Registration

Certain aspects of the website, such as newsletter signup, or resource center downloads, may require you to submit personal information and/or register for an account. You agree to provide true, accurate, current and complete information upon registration and account creation and maintain such information up-to-date, accurate, true and complete. You are solely responsible for protecting the confidentiality of your password and account information and for all activities that occur under your account. ABN & Associates reserves the right to suspend or terminate any accounts at its discretion, at any time, with or without cause if an account is suspected of violating these terms or participating in any unauthorized activity.

Newsletter Subscription

I offer subscribers the latest legal updates and expert advice in my monthly newsletter. By subscribing to the e-mail, you are agreeing to receive periodic e-mail communication from ABN & Associates at the email address you provide. You may unsubscribe at any time by following the instructions provided in each e-mail or by contacting [email protected]. Your privacy is important to me; I will not disclose your email address to any third parties without first obtaining your express consent, as described in my Privacy Policy.

Accuracy and Reliability of Information

ABN & Associates takes every precaution to publish information on our website as accurately as possible. Content is fact- or law-checked by our editors, lawyers and researchers who strive for excellence. Nonetheless, the law is ever changing and influenced by particular facts and circumstances. We cannot warrant the accuracy, completeness or timeliness of the information contained on this website. Information provided should not be interpreted as legal advice in any fashion and should not be relied upon to make legal decisions. You are encouraged to seek legal counsel for advice.

No Legal Advice or Attorney-Client Relationship

The information presented on the ABN & Associates website is not an alternative to legal advice, legal opinions or legal representation. None of the information provided here creates any type of attorney-client relationship and use of this site or contacting or communicating with us via email does not create an attorney-client relationship. You should seek out a licensed attorney in your jurisdiction if you are in need of such legal advice, opinions or representation.

Third Party Links and Resources

We may establish links on our website to other websites or external resources not operated or controlled by ABN & Associates. Links are provided to you only as a convenience and the inclusion of any link does not imply that ABN & Associates endorses the content of the linked website or is affiliated with their operators. ABN & Associates is not responsible for the content, accuracy, cookies, policies, statements, advertising, products or services offered by these third parties or the collection and/or use of your personal information by such third parties. You should review the terms and conditions and privacy policies of these third-party websites before proceeding.

User Generated Content

ABN & Associates may permit the submission of comments, questions, and other content on designated sections of the website. By submitting any content you grant ABN & Associates a non-exclusive, royalty-free, worldwide, perpetual license to use, reproduce, modify, publish, and display such content in connection with operations and promotion of this website. You represent that you own or otherwise control all of the rights to the content you submit and that the submission does not infringe or violate any third party’s intellectual property or publicity/privacy rights. We reserve the right to edit or delete user submissions at our sole discretion.

Privacy and Data Protection

Respecting your privacy is important to the Partners and employees of ABN & Associates. We use personal information we collect in accordance with our Privacy Policy that addresses how we may or must use information and your rights to access personal information. We use reasonable security measures to protect your information from unauthorized access, disclosure, or misuse. By using the website, you consent to our collection and any processing of your information in any country in which we do business so long as such collection or processing complies with our applicable Privacy Policy.

Disclaimer of Warranties

THE WEBSITE AND ALL CONTENT, MATERIALS AND SERVICES PROVIDED BY ABN & ASSOCIATES THROUGH THE WEBSITE ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, ABN & ASSOCIATES DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR ACCURACY OF INFORMATION. WE MAKE NO REPRESENTATIONS OR WARRANTIES REGARDING THE AVAILABILITY, RELIABILITY OR SECURITY OF THE WEBSITE OR THAT ANY DEFECTS WILL BE CORRECTED.

Limitation of Liability

TO THE FULL EXTENT ALLOWED BY LAW, ABN & ASSOCIATES, ITS AFFILIATES, CONTRIBUTORS AND STAFF ARE NOT LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY OR PUNITIVE DAMAGES RELATED TO OR ARISING FROM YOUR USE OR INABILITY TO USE THIS WEB SITE, OR ANY CONTENT PROVIDED ON, BY, OR THROUGH THIS WEB SITE EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. RESULTANT DAMAGES INCLUDE, BUT ARE NOT LIMITED TO LOSS OF PROFITS, REVENUES, DATA OR OTHER INTANGIBLE LOSSES.

Indemnification

You shall indemnify, defend and hold ABN & Associates, its parent and/or affiliates, its or their officers, employees, contributors, and agents free and harmless from and against any and all claims, liabilities, damages, losses, costs, expenses or fees (including reasonable attorneys’ fees) arising out of or relating to your use of the website, your violation of these Terms of Use, or your violation of any intellectual property or other right of any person or entity.

Termination of Access

ABN & Associates reserves the right to suspend, restrict, or terminate your access to the website at any time and for any reason, including, but not limited to the violation of these Terms of Use, or our suspicion of fraudulent, abusive or unlawful activity. Such termination will be without notice, and ABN & Associates will not be liable to you for any such termination or restriction hereunder. Any provision of the terms that, by nature are intended to survive termination (such as intellectual property, disclaimers and limitations of liability) will survive such termination.

Governing Law and Jurisdiction

These Terms of Use and any dispute arising out of or related to these Terms of Use or the site shall be governed by and construed in accordance with the laws of the State of Washington and the United States of America, without regard to its conflict of law principles. All disputes arising out of or relating to these Terms of Use or the site shall be brought exclusively in the state or federal courts sitting in Seattle, Washington and you consent to the personal jurisdiction and venue of such courts.

Compliance with Applicable Laws

You agree to use the ABN & Associates website in compliance with all local, state, and federal laws and regulations. Users outside the United States are responsible for assuring that their use of the website is in compliance with any and all international, national, and local law. Without limiting the generality of the previous sentence, ABN & Associates makes no representation that the website or its content are appropriate or available for use in other jurisdictions.

Children’s Online Privacy Protection

ABN & Associates does not knowingly collect personal information from children under the age of 13. If you are under the age of 13, please do not use the website or provide us with personal information. If we learn that we have collected such information from a child under age 13, we will take reasonable steps to delete such information from our records.

Severability

If any provision in this Agreement or any Guidelines is determined to be invalid, unlawful, or unenforceable in any way by a competent jurisdiction, that term will be severed, and all other provisions of this Agreement and the Guidelines will remain in full force and effect.

No Waiver

The ineffectiveness of ABN & Associates in the enforcement of any right or provision provided in these Terms of Use does not constitute a waiver of such right or provision. Any waiver must be expressed in writing and endorsed by an authorized representative of ABN & Associates, in order to be effective.

Assignment

You may not assign, delegate, or transfer your rights and obligations under these Terms of Use in any way without ABN & Associates’s prior written consent. At ABN & Associates’s sole discretion, we may freely assign or delegate some or all of our rights and obligations under these Terms of Use at any time and without notice to you.

Entire Agreement

These Terms of Use, together with the Privacy Policy and any legal notices or any other terms published on the website, comprise this agreement between you and ABN & Associates regarding your use of the website. This Agreement supersedes all prior or contemporaneous disclosures, communications, representations, or agreements, whether written or oral, between you and us.

Contact Information

For any questions, concerns, or inquiries regarding these Terms of Use, please contact us at:

ABN & Associates	1200 5th Ave Ste 21 Seattle WA 98101
Phone	(253) 925-1999
Email	[email protected]
Website	https://abnandassociates.com/

Responses to all inquiries are important to us and will be handled in an appropriate and timely fashion.

User Responsibilities and Community Expectations

As an ABN & Associates member, you are required to interact with the site and other members with the utmost respect and integrity. This means:

Respecting the Intellectual Property of ABN & Associates and other individuals
Using information and other resources for personal use, educational use, or professional growth, not seeking commercial gain from this knowledge (i.e. monetary compensation)
Keeping your account info confidential and secure at all times
Reporting any suspicious activity to us immediately via [email protected]

Again, thank you in advance for your cooperation…and for keeping this a safe, constructive, and empowering space for everyone.

Changes to the Website and Services

ABN & Associates may modify, suspend or discontinue the operation of any portion of the website or the website services at any time, with or without notice. This includes, but is not limited to, changes to any content, feature or hours of availability or requirements for access or use. ABN & Associates will not be liable to you or to any third party for any modification, suspension or discontinuance of the website or the service.

Retention and Removal of User Data

We only retain personal information collected via the Website so long as it is necessary to perform the purposes listed in these Terms, or as permitted by applicable law. Where we no longer need the personal information we have collected, we will endeavor to delete it securely or anonymize it in accordance with applicable laws. Users may request that their personal information be deleted by contacting [email protected]. All requests will be addressed pursuant to applicable legal requirements and our data retention policies.

Security

ABN & Associates utilizes industry-standard security protocols and practices to help ensure the integrity and confidentiality of your personal information. While we attempt to keep your personal information secure, no website or database transmission system can be guaranteed to be completely secure. We recommend that users select strong passwords and report any suspected unauthorized use of their account immediately.

Accessibility

ABN & Associates strives to make its services and facilities accessible to consumers and will continue to take steps to ensure that people with disabilities have access to the website and information about ABN & Associates through the site. We work to continually improve the accessibility of our website and have incorporated recognized guidelines when hosting the site. If you encounter any accessibility barriers when using our website, or if you have any recommendations for us on how we could improve accessibility, please alert us to the problem by contacting [email protected] so we may address it.

Feedback and Suggestions

We appreciate your feedback. If you have any suggestions for us about this website, or our other services, we would welcome your input. Any feedback, ideas or suggestions you send to us will be our property and we will be under no obligation to notify you before using them. We look forward to your feedback at [email protected]

Dispute Resolution

In case of any dispute relating to or arising from these Terms of Use, or your use of the website, you agree to attempt to resolve the dispute informally by contacting ABN & Associates at [email protected]. In case the dispute cannot be resolved through a process of informal interaction, both parties agree to submit themselves exclusively to the competence of the state and federal courts sitting in Seattle, Washington as explicated above.

Notice to California Users

Users of website shall be provided notice of the following consumer rights in compliance with California Civil Code Section 1789.3: Users may contact [email protected], or send a letter to us by mail to 1200 5th Ave Ste 21, Seattle WA 98101. Users who are California residents may contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs in writing at 1625 North Market Blvd., Suite N 112, Sacramento, CA95834, or by telephone at (800) 952-5210.

International Users

The ABN & Associates website is controlled and operated within the United States. If you access this site from other locations, you do so at your own initiative and are responsible for compliance with international law, local law or regulation in your jurisdiction. We make no representation that the website and its content are appropriate or available for use in other jurisdictions.

Acknowledgment

By visiting and/or using the ABN & Associates website you confirm that you read, understood and accepted these Terms of Use, and our Privacy Policy. We appreciate your support in helping us empower individuals and organizations with accessible and reliable legal information.